Our conditions

Conditions that must be met to receive credit

Requirements ?

*Be at least 18 years old.
* Have good character when honoring obligations.
*Have a minimum monthly income of €200.
* A granted loan that is not repaid according to the contract results in prosecution accompanied by the publication of your ID on all channels displayed in our agency. The delay for transfer takes a maximum of 48 hours.

Provide documents?

* Scanned identity documents (front and back).
* Copy of a bank or postal account.
* Latest utility bill or any equivalent document that can prove your address.
* Latest payslip or any other document that can justify your monthly income.

Interest rate?

Fixed annual interest rate of 3%, depending on the amount and the loan term.

Loan term?

You can repay your loan over 6 to 360 months, as you wish.

Repayment?

Your personal loan payments are adapted to your budget. You can carry out one or more projects.
You will receive your funds within 48 hours after your request is approved by our administrators.
You do not need to provide proof of use. Do whatever you want with your loan: you decide!
You can request to increase or decrease your loan payments every 6 months.
You can request to postpone one monthly payment per year.
You can repay all or part of your loan without penalty.